America’s Poor Thursday, Aug 11 2016 

My sister, Patti, a stock broker and financial adviser, often says, “It’s personal. The daily numbers are mostly irrelevant to investors. If they’re making money, then they feel the market is good. On the other hand, if their losing—not so good.”

Statistics typically tell such a story. Everything depends on how those numbers affect us personally.

The federal poverty level is a measure of income issued every year by the Department of Health and Human services. This level determines eligibility for certain programs and benefits, such as Medicaid and CHIP. The 2016 levels are $11,880 for an individual, $16,020 for a household of two, and $24,300 for a household of 4. In Alaska it is $14,840, $20,020, and $30,380 respectively. And in Hawaii, those numbers sit at $13,670, $18,430, and $27,950. No doubt, millions significantly above those numbers feel the poverty pinch.

The top 1% of the US population owns 43% of the country’s wealth. That leaves 99% with vastly lower income levels.In 2014, 14.8% of Americans were considered living in poverty. (However, the Supplemental Poverty Measure stated it was 15.3%.) That comes out to 1 in 3 Native Americans (two of the US’s poorest counties are located on Native American reservations), more than 1 in 4 African Americans and Hispanic Latinos, and 1 in 10 Asians and non-Hispanics living below the federal poverty line.

Women and children face the brunt of these numbers. If things continue as they are, more than half of all children below the poverty line will live in families headed by women, as two-thirds of the minimum wage earners are women, and one in seven women lives below the poverty line.

Three fourths of the poor are unemployed. The causes and cycle of poverty and unemployment are complex and many. Job shortages (there is only one job available for every 4 unemployed people) and job outsourcing, automation, limited education, illness and disabilities, elderly and children caregiving needs, inadequate transportation, over-spending/credit debt, and lack of mentoring lead the list.

I don’t know about you, but I believe it’s challenging to live at two to three times the federal poverty levels. Rent, utilities, food, insurances, medical, phone, and auto or travel expenses are basic needs yet take a substantial amount to keep afloat.

Food is the one area we can cut when short on funds. That results in a good number of Americans going to bed hungry. This is especially so for those who make more than the level to receive assistance but too low to purchase nutritional foods.

Children comprised 21.1% of this group and seniors 10%. Every county in the US note levels of food insecurities. The states of Mississippi, Arkansas, Louisiana, and Kentucky are the hungriest. And households with children reported the highest rates overall.

If we have an extra buck, feeding and caring for the poor can be the best karma. Four out of 5 (79%) Americans live in danger of poverty at some point in their life. According to the government website, most Americans will spend at least one year below the poverty line between the ages 25 and 75.

(Have you seen my posts on Mary K Doyle Books and Saint Theodora/Mother Theodore Guerin or my Facebook author page? I also have a Facebook page for each of my books with information specific to that title.)

 

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Your Business Your Way Sunday, Apr 3 2016 

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My husband, Marshall, was a born pitchman. He easily could entice customers to happily empty their wallets on the products he showed them. He often said that he loved the challenge of sales because it is a profession that has no limits to your income.

If you enjoy sales and are interested in building your own business, consider joining a movement to bring safe products into the hands of everyone. Become a Beautycounter consultant and your income is only limited by your earning desire. Put in a handful of hours a week for some fun money. Make it your career, and you will earn a very comfortable living on our generous compensation plan. Some of our 11,000 consultants earn as much as 6 figures.

Once customers try our products, they’re hooked. They not only return to replenish the products they use, they’re eager to try others. Beyond the assurance of being among the safest available, these products perform fabulously. Our line is continuously increasing and appropriate for babies to adults. And we have cosmetics for the look you want from everyday to runway.

Beautycounter is a thriving three-year-old company that covers the United States and Canada with a mission to offer exceptional personal care products without known toxins and dangerous chemicals. Believe it or not, this is not the industry norm.We have chosen to ban the use of more than 1,500 ingredients deemed even marginally unsafe.You can see our entire product line and list of ingredients here on our site.

Contact me if you want to have your own business, be a part of an important mission, offer amazing products, and enjoy the camaraderie of a friendly and fun team of peers and mentors. I love this company and am happy to tell you more!

©2016, Mary K Doyle

 

Do You Like Me? Thursday, Feb 4 2016 

How much do you want to ‘Like” Me? I have 11 Facebook pages. Not only do I have a personal page and one for me as an author, I also have one for every one of my books as well as one for my Beautycounter business. Some posts are duplicated but most are targeted to specific groups.

Please “Like” as many as you find of interest. And comment and post! It’s very lonely to post alone. I need your feedback to know if I’m on track with my thoughts and words.

Here is a list of my Facebook pages and the content you’ll find there:

  • Mary K Doyle – My writing and work as an author/speaker
  • Navigating Alzheimer’s – Credible information on dementia and caregiving
  • Hans Christian Andersen Illuminated by The Message – Faith and fairytales, especially those by Andersen
  • Grieving with Mary – Grieving and Marian devotion
  • Young in the Spirit – Aging faithfully
  • Saint Theodora and Her Promise to God – Saint Theodora and children
  • Seven Principles of Sainthood – Saint Mother Theodore Guerin, also known as Saint Theodora
  • The Rosary Prayer by Prayer – The rosary and Marian devotion
  • Mentoring Heroes – Mentoring
  • Beautycounter By Mary Doyle Brodien – Beauty products, beauty tips, health
  • Mary Doyle Brodien – My personal page for close friends and family

©2016, Mary K. Doyle

The Look You’re Going For Wednesday, Feb 3 2016 

Here’s a tip from my husband, Marshall:  If you don’t like the way someone applies their make-up, don’t take beauty advice from them.

Sounds simple enough, but I’ve often stopped at cosmetic counters and done just that only to proceed to the ladies room and wash it all off. Marshall would then remind me of his warning. Just because someone stands behind the counter doesn’t mean their method or style is appropriate for me.

All mentoring works that way. Follow the lead of one you want to emulate. Too often we move with the flow of the majority without thinking if that’s what we really want to do or if that’s the type of person we want to be.

As much as I love my husband, I’ll be following his warning but not his style of make-up application, especially since his cosmetology experience was as the much-loved Wizzo the Wacky Wizard on Chicago’s Bozo Show.

(For fabulous beauty products made safely, see my Beautycounter website.)Wizzo.Blue

©2016, Mary K. Doyle

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